ADAR, assurance annulation , interruption, responsabilité civile locative

The ADAR insurance policy is specifically designed to cover any renter liability that may arise during the rental of an accommodation for less than three months, throughout Europe.

  • Holiday cancellation
  • Holiday interruption
  • Holiday third party insurance cover
  • Search, offshore and mountain rescue
Be careful: you have only 10 days from the date of your rental commitment to subscribe an insurance with Adar

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(Total rental accommodation including the possible Agency costs and fees)   €
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(Mini 15€)

General terms and conditions


Cancellation due to:

  • Serious illness, accident, death, major home damage, lay-off, professional relocation, roadblocks, strikes, any complication due to pregnancy until the 28th week.


  • Deposit / down payment + sums due, limited to €15 000

Curtailment due to:

  • Serious illness, death, major home damage, unavailability of accommodation


  • Rent for unused portion of holidays, limited to €15 000

Personal liability:

  • Property damage due to fire, an explosion or flooding

  • Remedy of neighbours and third parties

  • Damage to the property or belongings of the owner of the rented accommodation


  • Limited to €1 500 000

  • Up to €450,000.

  • Limited to €2 500, with €75 deductible

ADAR, a complete package of insurance cover to take the worry out of your holidays :

For further information please download our general terms and conditions



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Information and advice


ALBINET Insurance Brokers have been active in the insurance market since 1951.

RCS PARIS 58213628900029 – SA with paid in capital of 250.000 €

N° ORIAS : 07000044 – Web Site ORIAS :

Financial and capital structure

  • No insurance company has a direct or indirect shareholder voting right.
  • As brokers, the company will supply by email, if required, the names of all insurances companies they work with (Art. L520-1-II-b of the insurance code).

Information concerning disputes :
If you make a claim or have a dispute, the parties agree to find an out of court solution.
You should address your claim to our offices, for the attention of your usual contact, who will have 10 days to formally acknowledge receipt, and a further 2 months from the date of receipt of your claim to make a formal reply.

  • Please contact our claims service by email at Cabinet Albinet - 5, Cité de Trévise – 75009 Paris.
    If you are a private individual, and you are not satisfied with the formal reply given, you may contact the CSCA Mediator at the following address, 91, rue Saint-Lazare 75009 PARIS or by email to
    If you are not a private individual you cannot use the services of the CSCA Mediator.
  • ACPR - Autorité de Contrôle Prudentiel et de Résolution 61 rue Taitbout – 75009 - Paris

En cas de difficulté, le Souscripteur consulte le Courtier par 1'intermédiaire duquel le contrat est souscrit. Si sa réponse ne le satisfait pas, le Souscripteur ou l’Assuré peut adresser sa réclamation à :

6-8 boulevard Haussmann
75009 PARIS

L’Assureur accuse réception de la réclamation dans un délai qui ne doit pas excéder 10 jours ouvrables à compter de la réception de celle-ci, sauf si la réponse elle-même est apportée au client dans ce délai. Il envoie la réponse à l’assuré dans un délai qui ne doit pas excéder deux mois à compter de la date de réception.
Enfin, si votre désaccord persistait après la réponse donnée, vous pourriez saisir le médiateur de la Fédération Française des Sociétés d’Assurance à condition qu’aucune action judiciaire n’ait été engagée :

75125 PARIS CEDEX 09
Le médiateur de la FFSA n’est pas compétent pour connaître des contrats souscrits pour garantir des risques professionnels.